Cost, performance, governance, architecture, scale and future-readiness apply everywhere. What changes is the regulation, the data and the legacy you start from. Here is where I've built, and where I build or advise.
What's changing: AI moves into credit, fraud, compliance and the finance function, under strict model-risk rules.
My work here: Agentic finance workflows (including Prospero, a financial agentic ERP in build) with audit trails regulators can read.
RBI, SEBI, Basel, FATF, DPDP, GDPR
What's changing: Care shifts to prevention and home, and AI has to handle sensitive data safely.
My work here: AAYU, recognised by the Ministry of Ayush; privacy-preserving health architecture.
HIPAA, HL7 interoperability, DPDP, GDPR
What's changing: Multi-omics and AI make prediction and prevention practical.
My work here: Dirghayu: multi-omics and language models for healthspan.
HIPAA, GDPR, DPDP, consent and provenance
What's changing: Research, drafting and compliance become assisted, but answers must be provably right.
My work here: Nyayasiddhi and Jurexio: a sovereign legal-AI platform across six jurisdictions with citation-grade checks.
Bar-council rules, data residency, EU AI Act
What's changing: Scale, real-time events and monetisation at the edge of what platforms can take.
My work here: Group CTO at Nazara: 100M+ users, ~6B events a day, India's first gaming IPO.
Data protection, payments, content rules
What's changing: Networks become platforms, and operators need AI on top of billing and legacy stacks.
My work here: A decade of VAS platform engineering; services across 140+ operators.
Telecom regulator rules, lawful data handling
What's changing: Personalised learning and content at scale, in many languages.
My work here: Education CMS and LMS delivery for IIMX; multilingual GenAI (AskQX, 100+ languages).
Student data protection
What's changing: Attackers use AI; defenders need agentic detection and response.
My work here: Agentic security operations designed for GCC frameworks.
NCA ECC (Saudi Arabia), UAE NCS, ISO 27001
What's changing: Underwriting, claims and fraud detection become AI-driven.
My work here: Governed underwriting and claims-automation design.
IRDAI, AML, DPDP, GDPR
What's changing: Forecasting and routing decisions move to real time.
My work here: AI logistics orchestration: demand forecasting and multi-modal routing.
Data sharing across partners
What's changing: Governments want AI they control, in their languages, on their soil.
My work here: Sovereign architecture, Indian-language support, citizen-voice analytics design.
Data residency, public procurement, DPDP